
Updated August 11, 2022
This is the eighteenth in a series of reviews of the best dive resort locations around the world. In this post, the focus is Monterey Bay, California.
In addition to this series on dive resort locations, the best worldwide liveaboard dive locations and services are reviewed in their own series. To check them out, or others in this series, click on Liveaboards / Resorts on the menu at the top and choose a title from the list.
Have you ever been diving in Monterey Bay before? If so, I’d love to know about your experience. What dive shop or liveaboard did you use? Which dive spots are the best and what are the conditions there regarding the visibility, current, water temperature, sealife attractions, etc.? Please post your response in the comments section at the bottom and we’ll all learn something we can use.
Monterey Bay Scuba Diving
With the great majority of my experience in tropical Asia, diving in Monterey Bay, with its own special and fascinating wildlife and cooler water conditions is truly exotic. Over 65,000 divers come to the Monterey Bay Sanctuary annually for diving that can mostly be done from the beach in waters with kelp forests, an underwater canyon, vibrant reefs, and copious fish life with creatures including harbor seals, sea lions, otters, groupers, rockfish, starfish, skates, crabs, nudibranchs, octopus, abalone and occasionally blue and basking sharks and humpback whales.
The water temperature averages 50°F (10°C) so you will need to plan on wearing at least a 7 mm wetsuit or a drysuit with a hood, gloves, and booties taking this temperature into account. For information and advice on thermal gear, please check out these posts:
Visibility is normally from 15-30 feet (5-9 meters), sometimes reaching 80 feet (24 meters). It’s good enough that the Monterey Shootout photo and video competition is held there annually. (See the video below.)
Monterey is about a 100 mile (160 km) drive from San Francisco and the international airport there. Monterey Regional Airport is nearby. There is good diving on both sides of the Monterey Peninsula (Monterey Bay and Carmel Bay) and a variety of quality accommodation in both places. In addition, the restaurant and bar situation is vibrant.
Although excellent diving is accessible to divers who walk in from shore with their own equipment and dive buddy, there also are many dive shops nearby for gear rental, guiding, and a full range of courses.
Aside from the diving, there is the world-class Monterey Bay Aquarium and Point Lobos State Marine Reserve where you can hike and explore forests and rocky points and watch sea otters up-close in their natural habitat.

Best Scuba Diving Sites – Monterey Bay & Carmel Bay
- The Breakwater: 10-60 feet (3-18 meters), popular, accessible, next to U.S. Coast Guard Pier, easy shore entry, shallow slope, little surf, rocky reef with kelp, sandy muck area, tube anemones, sessile invertebrates, many exotic nudibranchs, octopus, wolf eels, snails and sea lions, beginner level and training, good for night dives
- Metridium Fields: 10-60 feet (3-18 meters), easy shore entry, rocky reef, giant metridium anemones provide the name, excellent macro life, surf perch, beginner level, and training
- McAbee Beach: 10-45 feet (3-14 meters), easy beach entry, steeper slope than Breakwater, junk from the canneries to explore, kelp, invertebrates, fish and sea life similar to Breakwater, beginner level, and training
- Ballbuster: 70-110 feet (21-33 meters), boat dive, pinnacle named for 50-pound lead commercial fishing balls snagged and lost there, good macro life, strong currents, mola mola, octopus, schools of rockfish, eels, experienced level
- Carmel Pinnacles: 15-100 feet (4.5-30 meters), boat dive, two large pinnacles a mile offshore, marked by kelp beds, pinnacles are granite outcrops with walls and channels, pink and purple hydrocoral, chestnut cowries, big jellyfish, gelatinous zooplankton, possible blue and basking sharks, experienced level
- Outer Bluefish Pinnacles: 40-150 feet (12-45 meters), boat dive, two pinnacles separated by a steep-faced canyon, sand bottom between the pinnacles at 90 feet (27 meters), strawberry anemones, encrusting sponges, many varieties of nudibranch, chestnut cowries, rockfish, sheepheads, experienced level
- Monastery Beach: 20 feet-very deep (6 meters-?), difficult entry point with short, powerful surf zone, steep walls, kelp at 60 feet (18 meters), from 30-45 feet (9-13 meters) is the most wildlife, possible blue sharks, sea lions and humpback whales, advanced level, go with an experienced guide
- Whaler’s Cove: 10-80 feet (3-24 meters), beach entry, dense kelp, rich fish and invertebrate life, rocky bottom with a central sand channel, swim through, wildlife refuge area with diving by reservation, beginner level
- Bluefish Cove: 10-100 feet (3-30 meters), beach entry from Whaler’s Cove or by boat, rocky bottom at 40 feet (12 meters), colorful anemones and sponges, more than 50 species of nudibranch, drop off to the west to 100 feet (30 meters), steep-sided canyons and valleys, lingcod, rockfish, cabezons, and copepods, experienced level
Monterey Bay Accommodations
There are many dozens of accommodations available from around $35 per night on up. The diving operations are separate with 8-10 located on Monterey Bay and 8-10 in Santa Cruz across the bay, all near the seaside.
This website is a good source for the available options and can arrange a booking:
Monterey Bay Photos
With the macro life, beautiful, diverse coral reef, and lots of fish, there are many excellent photo opportunities. For information and reviews of diving cameras, click here:
Scuba Diving Trip Insurance
A cushion for emergencies provides peace of mind when on vacation. I recommend this diving insurance as they have worldwide coverage and provide scuba divers quality insurance and medical assistance service.
Feedback and Comments
I hope you found this post on Monterey Bay scuba diving interesting and useful. If you have any questions or ideas, please feel free to share them in the comments section. I’d love to know of any experience you have diving there. If there is no comments section directly below, click here: >>comments<<
I love these images. Monterey Bay is not a place I have scuba dived myself but I really feel like I was there when I saw your pics. Thanks so much for posting all these beautiful pics and useful information. I really enjoy your site. In two weeks I am scuba diving in Fiji. Have you ever dived there?
Hi Alicia,
Thanks for you kind comments.
I dove in Fiji a few years ago. Why don’t you take a look at my post about Fiji? I talk about the dive sites and review the two liveaboard boats that cruise there and several of the top dive resorts. Maybe you can get some ideas for your trip.
I’d appreciate it if you could get back in touch and let me know how your trip to Fiji goes. I could take your information and update my Fiji post.
Best regards,
Joe
Thanks Joe, I will check out your Fiji post now.
Great, Alicia! Thanks.
Amazing, scuba diving had never been my hobby, however reading your post I am convinced by the under water life in the Monterey Bay. The aquatic life is exceptional. Even though I am not a scuba diving fan, I do love geography and wildlife and I can’t wait for my next vacation mid 2019 on Monterey Bay.
Thank you so much for such wealthy information, I have bookmarked your website for future reference
Hi Ngonidzashe,
Thanks a lot for your kind comments.
Going to Monterey Bay there is a lot to do regarding wildlife without diving, but if you decide to give it a try there are 16 or more diver training centers there. A discover scuba diving experience has some class room theory and pool practice and a very closely supervised open water dive in the ocean. That takes a few hours. If you have 3-4 days you could do the complete open water diver certification course. The classroom and pool training is more extensive and there are 4 open water dives. When you get there why not drop by one of the dive shops and explore the option?
I hope you have a great time in Monterey. Please let me know how it goes.
Best regards,
Joe
Hi Joe,
I’m a new diver, with about a dozen warm water dives under my belt. I am a certified open water diver, but all my gear has been rented at local dive shops. I’d like to start picking up my own gear and start diving out of my backyard in MB, but tbh am a bit overwhelmed when it comes to regulators. I see posts saying “as long as you get a sealed regulator, your gtg to dive in MB” and then I see posts like yours that use specific cold water regs. I see some really good deals on combo deals (like Cressi/Palantic/Sea Elite combo BCD/reg+octo) which my pocketbook would love. But really am struggling with what to pickup.
Thanks in advance,
-Jason
Hi Jason,
Thanks for your question. I have a number of reviews discussing cold water regulators, exposure gear, and other considerations for cold water diving.
If you haven’t checked them, I suggest taking a look at the list I present near the top of this post. You could also take a look at this particular review on cold water regulators. You’ll find there that most of the models reviewed are fairly expensive. For the most reasonable pricing along with good quality, I suggest the AquaLung Legend LX Supreme or the Sherwood Blizzard Pro. For package deals, you can take a look at this post, Best Scuba Gear Packages of 2022.. The packages that have sealed regulators are on the expensive side.
I hope this is of some help. With your limited experience and unless you plan to do a lot of diving, I wouldn’t invest in a lot of high-end, high-priced gear at this point.
Good luck and happy diving there in Monterey Bay. There is a lot of great wildlife to see there.
Joe